It is not too early to mention Christmas because St Albans District Credit Union have launched their Christmas Extra Account designed to help you with money for Christmas, providing you start saving before end of May.

Save a regular amount each week or month for a minimum of 6 months and then, subject to terms and conditions, you qualify for a guaranteed loan at Christmas to match your savings up to £300. This will double the amount you have to spend. You are free to spend it anywhere you like, you are not tied to specific retailers or a Christmas Club.

For further details, contact the St Albans District Credit Union. They are at High Street Methodist Church in Harpenden on Saturday mornings 10:00 - 12:00. Or at 135 Hatfield Road in St Albans Tel: 01727 859135 Email: [email protected] Web: www.stadcu.org